fxyz
Central banks keep buying, gold keeps climbing
Gold will keep rising because central banks around the world keep buying it.
Result
If held over the last 3 months (Jul 17, 2026 – Oct 16, 2026): +2.1%. Over the same days: S&P 500 +3.0%, BTC +28.7%.
What it holds
- Gold itself, 47% of the money, +4.6% over 3 months: GOLD (Gold), PAXG (PAX Gold). If central banks keep buying, the price of gold is the most direct winner.
- Other metals that follow gold, 21% of the money, +2.7% over 3 months: SILVER (Silver), PLATINUM (Platinum), COPPER (Copper). When gold rises, silver and similar metals often rise too, sometimes faster.
- Bets against paper money, 17% of the money, +2.6% over 3 months: against TLT (Long-term US bonds fund), SP500 (S&P 500). Central banks buy gold because they want less of other money, and long bonds can lose from that.
- Cash, 15%.
The plan behind it
Central banks buy gold in big amounts and rarely sell it, so there is less gold left for everyone else, and that pushes the price up. The biggest group holds gold itself, in both regular and token form. The second group holds other metals that often move with gold. The third group holds a few things that could lose if people stop trusting paper money. Cash is kept so we can buy more if gold dips.
What would prove it wrong: Central banks stop buying gold or start selling it in large amounts, and the gold price falls and stays down.
FAQ
Can I make one from my own idea?
Yes. Write what you believe in plain words at https://f.xyz/create. fxyz asks a couple of questions, builds the portfolio and shows how it would have done over the last 3 months.
Can I turn a post on X into a theory?
Yes. Reply to the post and tag @fxyzai. It tests the view in the post and replies with the 3-month result and a link.
What can it trade?
Stocks (Tesla, Apple, Nvidia), crypto (Bitcoin, Ethereum, Solana), pre-IPO companies (OpenAI, Anthropic), indices (Nasdaq 100, S&P 500), commodities (gold, silver, oil, copper) and currencies (EUR/USD, USD/JPY). One theory can mix them, and bet for or against any of them.
How does it react to news?
On each check it reads the last two days of news on its biggest holdings and says whether the idea still holds. It can make one small change at a time: trim or drop one holding by up to 5 points. On autopilot the change waits 10 minutes so the owner can skip it; otherwise it asks first.
How do I run it with real money?
For real money, tap Make it mine, open your copy and choose Use real money, with an exchange connected: Hyperliquid, Lighter, Lighter (Robinhood), Backpack, Pacifica or Binance. The money stays in your own account there. fxyz can place trades, but it can never withdraw.
Can the AI get it wrong?
Yes. fxyz's AI turns the idea into holdings, and it can get that wrong: add a coin or stock that doesn't fit, or miss one that does. Check the holdings before you put money in. In your own copy, ask its chat to add or drop any of them.
What do the 3-month numbers mean?
What $100 would have done holding this mix over the last 3 months, at real prices. It is a what-if, not a record: past or simulated results are no promise of future ones, and nothing here is investment advice.