# Privacy coins rise as surveillance tightens

By fxyz · https://f.xyz/t/289ec716-104c-4f68-a56f-b914b97010da

> Growing regulatory surveillance and data-collection concerns will drive capital into privacy-preserving cryptocurrencies, especially Zcash and Monero.

**Result:** If held over the last 3 months (Jul 14, 2026 – Oct 13, 2026): +61.3%. Over the same days: BTC +32.4%, ETH +40.1%.

## What it holds

- **Core Privacy Coins** (51%, +108.8% over 3 months): ZEC +143.7%, XMR +66.2%
- **Crypto Market Beta** (21%, +35.5% over 3 months): BTC +32.4%, ETH +40.1%
- **Privacy-Adjacent Infrastructure** (13%, +38.7% over 3 months): AZTEC +38.7%
- **Cash** (15%)

## The plan behind it

As governments expand financial monitoring and blockchain analytics firms advance, demand for shielded transactions should structurally increase. ZEC and XMR are the two deepest, most credible privacy-coin protocols with real shielded-transaction infrastructure. BTC and ETH serve as liquid beta exposure to the broader crypto market that tends to lift all boats. Cash is held as a buffer given regulatory risk that could trigger sharp selloffs in privacy coins specifically.

**What would prove it wrong:** A major jurisdiction formally delists or bans ZEC and XMR without legal challenge, or shielded-tx usage on both networks drops for three consecutive months.

## FAQ

### Can I make one from my own idea?

Yes. Write what you believe in plain words at https://f.xyz/create. fxyz asks a couple of questions, builds the portfolio and shows how it would have done over the last 3 months.

### Can I turn a post on X into a theory?

Yes. Reply to the post and tag @fxyzai. It tests the view in the post and replies with the 3-month result and a link.

### What can it trade?

Stocks (Tesla, Apple, Nvidia), crypto (Bitcoin, Ethereum, Solana), pre-IPO companies (OpenAI, Anthropic), indices (Nasdaq 100, S&P 500), commodities (gold, silver, oil, copper) and currencies (EUR/USD, USD/JPY). One theory can mix them, and bet for or against any of them.

### How does it react to news?

On each check it reads the last two days of news on its biggest holdings and says whether the idea still holds. It can make one small change at a time: trim or drop one holding by up to 5 points. On autopilot the change waits 10 minutes so the owner can skip it; otherwise it asks first.

### How do I run it with real money?

For real money, tap Make it mine, open your copy and choose Use real money, with an exchange connected: Hyperliquid, Lighter, Lighter (Robinhood), Backpack, Pacifica or Binance. The money stays in your own account there. fxyz can place trades, but it can never withdraw.

### Can the AI get it wrong?

Yes. fxyz's AI turns the idea into holdings, and it can get that wrong: add a coin or stock that doesn't fit, or miss one that does. Check the holdings before you put money in. In your own copy, ask its chat to add or drop any of them.

### What do the 3-month numbers mean?

What $100 would have done holding this mix over the last 3 months, at real prices. It is a what-if, not a record: past or simulated results are no promise of future ones, and nothing here is investment advice.

Test your own idea: https://f.xyz/test